E-banking - finally, there may be a winner

Seeing these posts first may help get the context of the talk:
What not to do when you're a bank
What to do when most e-banking interfaces suck?
First Investment Bank, the sequel
SG Expressbank

Being stuck with SG Expressbank made electronic transfers impossible, because they didn't work with epay.bg (prohibited) nor did they work with the e-banking software (every recepient has to be registered offline on-site (bank office), and for the ones that are registered the software does not work :) ).

Almost by accident I tested a card I had in epay.bg for the balance (most banks have stopped this service, because of too many requests). And... I got it. It was working. Strange.

I remebered that I had registered the e-banking for that bank and had left the user/pass somewhere.

After a few days of searching I found it.  Keep in mind that getting the user/pass from the bank was quite an adventure and took more than 20 days and quite a few trips to the local office.

The login screen is right on the main page of the bank. I was amazed to see how easy the generation of the certificate was. While doing it I saw that they support smart cars (e-signatures). Well done.

The interface is really user friendly. Supports almost everything or at least it seems so. I haven't tried it yet, because the bankaccount is nearly emtpy.

From the interface notifications can be defined: SMS notifications, email notifications. Now I'm waiting to see whether it works.

A minor drawback was that I can't tranfer money to another bank account via epay.bg - I guess only FIB cards can (FIB is connected to epay).

And because I'm lazy to do it the old-fashion way - now I'm using the only possible way to transfer money electronically from SG Expressbank card to the new card I have - the epay's microbill (микросметка) - another thing I have to learn how to use. It was quite straight forward to start up and use, but it takes a few days (in my case 2 full days) to tranfer the money and the commissions are not going to be small.