SG Expressbank

Another bank that I'm unhappy with - SG Expressbank. Reasons

1. They charge me with 0.69 on ATM withdrawal.
2. They charge me with 1.39 (monthly fee)
3. Interest rate: 0.00
4. E banking application - outrageously bad (screws up every file format I request, cannot send money to an account without going to the bank (some security shit), ugly, not intuitive)
5. The service is far from good.

I'm looking for a decent bank. Any ideas?